We are Ixaris

From launching Europe's first virtual cards to shaping the future of airline payments, innovation is in Ixaris' DNA. London-based with offices in Brussels and Malta, Ixaris is also an e-money licensed entity in the UK and Europe.

Ixaris Payments Team

Powerful payment optimisation

Ixaris anticipates the next challenges facing the payments industry. Combining a consultative approach with the award-winning Ixaris Payments platform, Ixaris optimises billions in payments for companies in the travel, media and marketing, and insurance sectors.


Over fifteen years of payments innovation


Our mission is to transform overlooked opportunities into meaningful earnings.

Alex portrait

Alex Mifsud

Founder & Director

Before founding Ixaris, Alex was a senior consultant at Arthur D. Little and led the Computer Science and Artificial Intelligence department at the University of Malta. Holding MSc and PhD degrees in computer science from the University of Edinburgh, Alex is currently a Director at Ixaris and the London Blockchain Foundation.

Spencer hanlon chairman

Spencer Hanlon


Spencer Hanlon has worked in travel payments for over 25 years, with a decade at British Airway followed by 16 years at AirPlus International where he was most recently Managing Director. Spencer is a qualified management accountant (CIMA) and beneficiary of living and working in over 19 different countries during the course of his childhood and career to-date.

Mark Portrait

Mark Anthony Spiteri

Acting CEO and COO

Mark Anthony joined Ixaris Group 14 years ago as a junior developer and employee number five. Today Mark Anthony is a seasoned player in the payments sphere, leading team of over 90 people in Ixaris’ UK, Belgium, and Malta offices.

Martin Peck Acting CFO edited

Martin Peck

Acting CFO

A UK-qualified chartered accountant with PricewaterhouseCoopers, Martin has enjoyed a career in merchant banking after working in the global outsourcing sector. Based in London, Martin joined Ixaris’ board in 2020 and leads on corporate finance and reporting.


Payments never stop evolving, so we don’t either.

Christian Agius Director of Global Financial Partnerships

Christian Agius

Director of Global Financial Partnerships

Christian joined Ixaris Group as a Junior Finance Officer in 2010, later progressing to managing our Group Finance & Banking teams. Today, as our Director of Global Financial Partnerships, Christian oversees the business’ revenue, leading our strategic initiatives and global partnerships.

Graziella Ellul Head of Product edited

Graziella Ellul

Head of Product

After completing her B.Sc. (Hons) in ICT, Computer Science and Artificial Intelligence, Graziella joined Ixaris as a Junior Programmer in 2010. Today, Graziella is our Head of Product, steering the delivery and maximising the value of our client-centred payments solutions.

Andrew Calafato Technology Director edited

Andrew Calafato

Technology Director

Joining Ixaris Group as a Technical Architect in 2010, today Andrew serves as Ixaris’ Technology Director. Holding a B.Sc. IT (Hons) and M.Sc. in Information Security from Royal Holloway, Andrew brings over 25 years of experience in software development, BI and technical operations to our team.

Reuben Abela CX Director

Reuben Abela

CX Director, General Manager (Malta)

Reuben joined Ixaris Group in 2018 and currently holds the position of CX Director and General Manager (Malta). Having previously worked both within both multi-national companies and start-ups, Reuben holds an M.Sc. in Business Innovation (University of London).

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Ixaris Careers